Set on a cul-de-sac lot spanning more than half an acre, this spacious home offers an ideal blend of indoor comfort and outdoor living--with no HOA fees! The large, open, fenced backyard is perfect for play and entertaining, featuring a semi-above-ground pool with expansive wood deck, screened porch overlooking the backyard, and separate patio perfect for grilling. Inside, natural light pours through the vaulted foyer and into the main-level living spaces, creating a bright and welcoming atmosphere. The open kitchen features a large island, granite countertops, subway tile backsplash, stainless steel appliances, and a convenient step-in pantry, flowing seamlessly into the large family room with gas fireplace. The main-level primary suite with tray ceiling offers a walk-in closet and tiled bath with dual sinks. Upstairs, an expansive loft provides flexible living space and anchors a fantastic bedroom layout. The large second bedroom features its own en-suite tiled bath with dual sinks, which also serves the guest bedroom across the hall. The fourth bedroom offers exceptional privacy with its own private bath and walk-in closet. Nearly 100 square feet of unfinished space with a window just off the loft offers a unique opportunity for a private pocket office, study, or additional storage. USDA eligible with an exceptional floor plan, generous yard, versatile living spaces in a desirable cul-de-sac with a true 2 car garage!